Buyers or Sellers on the fence? Interest Rates ARE Going to Go Up!!!

I think we're good until the end of the year - 4.4% is still a very good rate. But, I think by Spring 2014 we will have another giant leap in rates. If you have cash to purchase a home, you may think you're in a good position and you would be, but is it not better to finance at a low rate and then keep your money in the bank when the rates go up? Just a thought. For Sellers, it's time to make a deal work and not hold on for a few more bucks, because the interest rate going up means prices going down for you...